Clever Billing Fraud Applications on Google Play: Etinu

Authored by: Sang Ryol Ryu and Chanung Pak

A new wave of fraudulent apps has made its way to the Google Play store, targeting Android users in Southwest Asia and the Arabian Peninsula as well—to the tune of more than 700,000 downloads before detection by McAfee Mobile Research and co-operation with Google to remove the apps.

Posing as photo editors, wallpapers, puzzles, keyboard skins, and other camera-related apps, the malware embedded in these fraudulent apps hijack SMS message notifications and then make unauthorized purchases. While apps go through a review process to ensure that they are legitimate, these fraudulent apps made their way into the store by submitting a clean version of the app for review and then introducing the malicious code via updates to the app later.

McAfee Mobile Security detects this threat as Android/Etinu and alerts mobile users if they are present. The McAfee Mobile Research team continues to monitor this threat and is likewise continuing its co-operation with Google to remove these and other malicious applications on Google Play.

Technical analysis

In terms of details, the malware embedded in these apps takes advantage of dynamic code loading. Encrypted payloads of malware appear in the assets folder associated with the app, using names such as “cache.bin,” “settings.bin,” “data.droid,” or seemingly innocuous “.png” files, as illustrated below.

The figure above shows the decryption flow. Firstly, the hidden malicious code in the main .apk opens “1.png” file in the assets folder, decrypts it to “loader.dex,” and then loads the dropped .dex. The “1.png” is encrypted using RC4 with the package name as the key. The first payload creates HTTP POST request to the C2 server.

Interestingly, this malware uses key management servers. It requests keys from the servers for the AES encrypted second payload, “2.png”. And the server returns the key as the “s” value of JSON. Also, this malware has self-update function. When the server responds “URL” value, the content in the URL is used instead of “2.png”. However, servers do not always respond to the request or return the secret key.

As always, the most malicious functions reveal themselves in the final stage. The malware hijacks the Notification Listener to steal incoming SMS messages like Android Joker malware does, without the SMS read permission. Like a chain system, the malware then passes the notification object to the final stage. When the notification has arisen from the default SMS package, the message is finally sent out using WebView JavaScript Interface.

As a result of our additional investigation on C2 servers, following information was found, including carrier, phone number, SMS message, IP address, country, network status, and so forth—along with auto-renewing subscriptions:

Further threats like these to come?

We expect that threats which take advantage of Notification Listener will continue to flourish. The McAfee Mobile Research team continues to monitor these threats and protect customers by analyzing potential malware and working with app stores to remove it. Further, using McAfee Mobile Security can detect such threats and protect you from them via its regular updates. However, it’s important to pay attention to apps that request SMS-related permissions and Notification Listener permissions. Simply put, legitimate photo and wallpaper apps simply won’t ask for those because they’re not necessary for such apps to run. If a request seems suspicious, don’t allow it.

Technical Data and IOCs

MITRE ATT&CK Matrix

IoCs

URLs

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